Manage your international payables efficiently and secure better terms from suppliers. Strengthen your cash flow for smoother import operations.
Invoice Value
$100,000
Advance Rate
80- 100%
Credit Period
90 Days
Borrower
Exporter
Initial Processing
Exporter shares invoice and BL with the financial institution
Financial institution verifies the documents for authenticity and compliance.
e.g. $80,000
Financial institution disburses 80–100% of the invoice value to the exporter. third step in day 0
Initial Processing
e.g. $100,000
Full invoice amount received
e.g. $19,000
Remaining balance after fees
Transaction Successfully Closed
Build stronger, more reliable relationships with your overseas suppliers by ensuring prompt payment, fostering trust and preferred treatment.
Gain the ability to negotiate more favourable, longer payment terms with international suppliers, improving your cash cycle and financial flexibility.
Access financing to settle supplier payments, preserving your own cash reserves and ensuring consistent liquidity for your business operations.
Focus on your core business as payment collection is managed efficiently, freeing up resources.
Your buyers (importers) can offer more flexible terms, potentially leading to increased orders and new sales avenues for your business.
Receive prompt and secure payment for your exports, typically on an immediate or very short-term basis, reducing credit risk associated with overseas buyers.
Spread risk across multiple importers and exporters in various geographies and industries, mitigating concentration risk.
Participate in the growing global import finance market, broadening your asset base beyond traditional lending products.
Gain access to a diversified portfolio of pre-vetted, high-quality international payables from reputable importers, backed by genuine trade transactions.
Choosing M1 NXT for import factoring means leveraging a cutting-edge digital platform specifically engineered for seamless global trade. We provide distinct advantages for all participants:
Due
diligence
Rigorous due diligence and credit checks help only reliable transactions are listed.
Robust
digital platform
End-to-end digitisation for faster onboarding, transparent tracking, and smoother settlements.
Risk
management tools
Proven framework for mitigating counterparty and cross-border payment risks.
Wide
network access
Partnerships with international banks and factoring entities for seamless trade coverage.
Regulatory
compliance
Alignment with IFSCA and international factoring standards, ensuring secure transactions.
Import Factoring on the M1 NXT platform allows you to settle payments with your international suppliers without immediately using your own cash. This preserves your working capital, enables you to manage your cash cycle more effectively, and frees up funds for other operational needs or growth opportunities.
The payment terms can vary depending on your supplier, the financier, and the specific agreement. However, Import Factoring often enables you to secure extended credit periods (e.g., 60, 90, or even 120 days) with your overseas suppliers, which might not be available otherwise.
M1 NXT's platform typically facilitates Import Factoring for business-to-business (B2B) trade transactions where there are confirmed purchase orders or invoices from reputable overseas suppliers. Specific eligibility criteria related to transaction value, supplier location, and industry can be clarified during your enquiry.
On the contrary, Import Factoring can often strengthen supplier relationships. By ensuring prompt and reliable payment to your suppliers via the financier, you demonstrate financial stability and reliability, which can lead to better terms and stronger partnerships in the long run.
