Gain immediate access to working capital from your international sales. Mitigate cross-border payment risks and accelerate your global trade.
Invoice Value
$100,000
Advance Rate
80- 100%
Credit Period
90 Days
Borrower
Exporter
Initial Processing
Exporter shares invoice and BL with the financial institution
Financial institution verifies the documents for authenticity and compliance.
e.g. $80,000
Financial institution disburses 80–100% of the invoice value to the exporter. third step in day 0
Initial Processing
e.g. $100,000
Full invoice amount received
e.g. $19,000
Remaining balance after fees
Transaction Successfully Closed
Outsource the complex and time-consuming process of chasing payments from international customers, saving administrative effort and resources.
Transfer the risk of non-payment by overseas buyers to the financier, providing robust protection against potential defaults or insolvencies.
Gain immediate access to working capital from your international sales invoices, eliminating long waiting periods and improving liquidity for business operations and growth
Support your suppliers’ liquidity, helping them maintain consistent production and delivery, which in turn benefits your supply chain stability.
Continue to engage with your trusted suppliers without the need for Letters of Credit or other restrictive payment instruments, simplifying your purchasing process.
Benefit from extended payment terms offered by exporters, allowing you to manage your cash flow more effectively and align payments with your sales cycles.
Spread risk across multiple importers and exporters in various geographies and industries, mitigating concentration risk.
Participate in the growing global import finance market, broadening your asset base beyond traditional lending products.
Gain access to a diversified portfolio of pre-vetted, high-quality international payables from reputable importers, backed by genuine trade transactions.
Choosing M1 NXT for export factoring means leveraging a cutting-edge digital platform specifically engineered for seamless global trade. We provide distinct advantages for all participants:
Faster
liquidity access
Enable exporters to unlock cash quickly with seamless receivables financing.
Global
factoring network
Partnerships with international factors ensure reliable payment coverage.
Risk
protection
Credit evaluation and coverage help reduce the risk of overseas buyer defaults.
Digital-first
platform
Simple onboarding, transparent workflows, and quick disbursement.
Regulatory
assurance
Compliant with IFSCA and international factoring norms for secure transactions.
Generally, M1 NXT's platform can facilitate factoring for business-to-business (B2B) export invoices arising from genuine trade transactions. These typically involve credit sales where payment is due at a future date. Specific eligibility criteria regarding invoice size, buyer creditworthiness, and country of origin can be discussed with our team upon enquiry.
Our digital-first approach and efficient marketplace model are designed for speed. Once your invoices are verified and approved, the initial advance (typically 80-90% of the invoice value) can be disbursed swiftly, significantly faster than traditional international payment cycles.
Yes, M1 NXT's Export Factoring solutions often include non-recourse factoring, where the financier takes on the credit risk of the overseas buyer. This means that if the buyer defaults due to insolvency, you are protected against the loss, providing significant peace of mind.
Not at all. While the financier handles the collection process, M1 NXT facilitates a smooth, professional approach. Many exporters find this allows them to maintain focus on their core business and customer service, rather than chasing international payments. The communication regarding payment is handled discreetly by the financier.
